Affordable Plans, Unmatched Protection.

Life Insurance. Without the Guesswork.

Real Options. Competitive Rates. Straight Answers.

Term Life

Starting at

$10/month

Whole Life

Starting at

$50/month

Universal Life

Starting at

$75/month

Annuities

Starting at

$5,000 initial investment

You work hard for your money. You deserve to know exactly where it's going.

At RENEGADE Life, we believe understanding life insurance should be just as easy as buying it. We'll help you compare coverage, understand the costs, and find a policy that makes sense for your life and your budget.

No pressure. No confusing insurance talk. Just the information you need to make a smart decision.

A Website Can Give You a Price. A Real Agent Can Help You Make the Right Decision.

Buying life insurance isn't like buying a pair of boots. There's no one-size-fits-all solution.

Your age, health, occupation, family, income, and future goals all play a part in determining what coverage makes sense.

That's where we come in.

At RENEGADE Life, we take the time to get to know you, understand what you're protecting, and compare options from over 10 insurance carriers.

We don't just look for a low price. We help you understand what you're getting for your money, what your policy covers, and what happens when life changes.

And when you have questions five or ten years down the road, you have a real person to call.

Because the cheapest policy isn't always the right policy. And the right policy is one you can understand and afford to keep.

Insurance Vocabulary

Premium

The money your insurance company pays to your beneficiaries when you pass away, as long as the policy covers the death.

Beneficiary

The person or people you choose to receive the life insurance money.

Coverage Amount

The amount of life insurance protection you purchase, often called the face amount.

Term

The number of years your term life insurance is designed to cover you, such as 10, 20, or 30 years.

Cash Value

Money accumulates inside certain permanent life insurance policies.

Rider

An optional additional benefit or feature attached to your policy. Some riders cost extra.

Underwriting

The insurance company's process of reviewing your application, health and other risk factors to decide whether to approve coverage and at what price.

Exclusions

Situations or circumstances your policy does not cover. It's important to understand these before buying.

Lapse

When your policy ends because required premiums aren't paid or the policy doesn't have enough value to cover its costs.

Surrender Charge

A fee that may apply when you withdraw money from or cancel certain policies or annuities during an early period.

Guaranteed vs. Non-Guaranteed

Guaranteed benefits are promises written into the contract, subject to its terms. Non-guaranteed values may change based on factors such as interest crediting or company performance.